Can Debtors Be Arrested In Nigeria?

Have you ever asked to know if debtors can be arrested in Nigeria? In a bid to recover debt, this topic has been one of the most crucial ones in commercial parlance in Nigeria.

The lack of adequate legal education makes many believe that the best way to recover money or property from a debtor is to involve the Nigerian Police. Some go as far as employing other state security apparatus or deploying forceful means.

In this article, we will be answering the question: can debtors be arrested in Nigeria? Let’s go straight to the point now.

Do I Have The Right To Arrest A Debtor?

The simple answer is No. You can’t arrest a debtor in Nigeria. But, why can’t you?

According to the law, debt recovery is a civil cause. Hence, the jurisdiction of the police only extends as far as there is criminal liability. That leads to another vital question we would examine next.

What Happens If I Make An Arrest Or Resort to Self-Help?

The law as well as the courts frown on infractions on the rights of the ordinary citizen. Where the legally approved mode of debt recovery is not followed, it exposes both the police and the supposed creditor to court sanctions and potential damages for breach of fundamental rights.

What Then Should I Do?

We outlined the procedure for legally recovering your debt in our earlier article. Please refer to it and if you have further questions or clarity, do consult us.

References

  1. The police have no power over civil matters, available at, https://www.thecable.ng/the-police-have-no-power-over-civil-matters/am accessed on Feb 16, 2023

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